LINES OF BUSINESS

 LIFE INSURANCE

With access to over 30 carriers we will shop the market for your best rates and products, with a variety of options from low cost Term to industries best Accumulation products. We also provide a variety of application platforms for E-Apps & Drop-Tickets with options for both Non-med Life Insurance or Fully Underwritten.

TERM

Always the lowest cost option
in the market we offer a
variety of carriers and underwriting options – including competitive
non-med rates.  

UNIVERSAL LIFE

Whether you’re looking to provide your clients with the simple Guarantees of a GUL
or tax-free Income options
via an IUL we have you
covered.

WHOLE LIFE

While the most expensive form of Life Insurance Whole Life is still a great option for those looking for guaranteed accumulation and dividend participation.

FINAL EXPENSE

We have a variety of
carriers for any of your
senior clients, including
both Simplified Issue
and Guaranteed Issue
products.

OUR SERVICES

We provide our agents with market access to the best Life insurance carriers in the market. Applying our expertise and dedication to every case we are full of innovated solutions for any Life Insurance need your clients may  have.

    • Term Insurance
    • Fixed & Indexed Universal Life
    • Participating Whole
    • Simplified Issue & Guaranteed Issue

CARRIER PARTNERS

CONTACT US

31 WEST PARSONAGE WAY
MANALAPAN, NJ 07726-7902

732-536-8800

DIANA@LIFEANDHEALTHUSA.COM

NJ LICENSE#: 9246174

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