LINES OF BUSINESS

 DISABILITY INSURANCE

An often-overlooked product line by Advisors and Agents alike, we believe disability Insurance is essential for any client in their working years. We have access to the best rates and carriers specializing in a variety of industries and occupation types.

PROTECTION WHILE LIVING

So many advisors focus on Death Benefit protection, but what about benefits for when your client is injured but not deceased?

FINANCIAL PLANNING

Disability insurance is a sound part of any financial plan, ensuring your clients can still plan for retirement, even if disabled.

CROSS-SELLING

Approach your Life or Annuities clients with Disability Protection and you will both be glad you did.

 

Business NEEDS

Disability can be critical for small business owners, whether Key-Man, Buy/Sell, or Business Overhead Expense a Business Disability planning is essential.  

OUR SERVICES

Every client’s disability needs may be different – depending on their Age, Income, and Occupation. We specialize in finding customized solutions that fit your clients needs at the best underwriting and rates in the market.

 

CARRIER PARTNERS

CONTACT US

31 WEST PARSONAGE WAY
MANALAPAN, NJ 07726-7902

732-536-8800

DIANA@LIFEANDHEALTHUSA.COM

NJ LICENSE#: 9246174

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